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Category Archives: Ice Dams

Homeowners’ Associations and Ice Dam Removal

Ice dams form when the weather is cold, precipitation occurs, and the runoff liquid has no escape from a rooftop. These occurrences do not discriminate between single family homes, businesses, and townhomes or condos. The difference is not if these types of issues can and will occur – they can and will. The true difference is who is going to pay to remove them when they occur or prevent them from occurring in the first place. In a traditional home or business, there is one person responsible, the property owner. However, in a townhome or condo, the issue falls in the hands of the association. This article will explore why this is an issue for the association and how the association can be proactive to prevent these issues from occurring in the first place.

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Cleaning Your Gutters to Help Prevent Ice Dams

Cleaning your gutters is a chore most people wish never existed. It involves climbing a ladder and putting your hands into the gutters, only to find a mushy pile of leaves, branches, and goo (likely rainwater mixed with dirt and other earth elements). As fall gets closer to winter, cleaning up this cold mass of goo and leaves can be both frigid and messy. However, cleaning your gutters is not done for aesthetic purposes. It actually is crucial for maintenance throughout the entire year, especially in the winter.

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Ice Dams and Your Business Liability

Owning a commercial building is much different than owning a residence. It is expected that a commercial building will have visitors throughout each and every day of operation. If the building is in a high traffic area, like a shopping district or a business district, it is expected that thousands (if not more) of people will pass in front of the building daily, whether the building is open for business or not. As a result, owners of commercial buildings, as well as their tenants, must maintain a higher amount of liability insurance, as the high traffic levels mean more people risk possible injury when passing the building. In the winter months, this type of coverage can also be directly affected by the formation of ice dams.

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Winter Is Coming (Are You Ready?)

It may only be October, and it may still be relatively warm outside. However, the weather is gearing up for change, and it will happen quicker than realized. Winter is coming, and while we may be enjoying an unseasonably warm October, this winter is expected to be one of the harshest on record. Those living in Minnesota and other areas in the North and Northeast know this is the stuff horror movies are made of if you are not prepared. It is best to start the preparations now, while the weather allows you to enjoy being outside, lest your home has an issue on Christmas morning that no one is available to fix for three days or more.

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Why Insurance Is a Must

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In the world of contractors, there are two kinds of businesses- those that follow the rules and those that cut corners. Following the rules entails hiring employees, performing proper training and education, maintaining proper licenses, certification, and insurance, paying all applicable taxes, and registering with the state. These added responsibilities may be a bit costly in the beginning, but in the long run could save you hundreds of thousands of dollars in legal fees and back taxes, not to mention jail time. However, those that cut corners get hired for jobs regularly mostly because their costs for the services are lower than those who follow the rules. This habit can cost the customer additional money to fix the problem or worse, result in a scam wherein the customer will need to hire another contractor to do the work they already paid for. Therefore, it is always the best practice to hire the contractor that follows the rules.

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For Immediate Help
Call us at 877-687-3639